Simple Tips to Protect Homes and Homeowners as Temperatures Begin to
Drop
Fall is in full swing and no matter where you live, Old Man
Winter will soon be arriving. If homeowners are not careful, they can be caught
off guard, putting both their finances and families at risk.
The National
Home Service Contract Association (NHSCA), the non-profit trade organization
representing the nation's premiere home service contract providers offers its
Top 5 winterizing tips to homeowners:
1. Turn off exterior faucets.
Un-drained water in pipes can freeze, which will cause pipes to burst as the ice
expands. Start by disconnecting all garden hoses and draining the water that
remains in faucets. If you don't have frost-proof faucets (homes more than 10 to
15 years old typically do not), turn off the shut-off valve inside your
home.
2. Remove leaves around your outside unit. The HVAC unit is likely
your home's largest operating system. The compressor part of your air
conditioner is located on the exterior of your home and can become inefficient
with debris and leaves blocking it. You can even use a wet dry vacuum or your
hands to remove the debris from the bottom for manual cleaning. Wear gloves if
using your hands for manual cleaning and turn off your main breaker first – just
to be safe.
3. Clean your gutters. Leaves clogging your gutters can cause
big problems any time of the year. During winter months, leaves can potentially
cause melting ice and snow to backup into your attic, and even your basement. Be
sure to pay particular attention to gutters that have branches directly over
them. Not all trees shed their leaves at the same time so you may need to check
the gutters in both the fall and early winter.
4. Check your furnace
filter. It's important to pay special attention to your homes operating systems
during the winter months. Something as simple as a dirty filter can interfere
with the free flow of air, leading to higher fuel costs, overheating and
eventual shutdown of your furnace.
5. Schedule a furnace tune-up. A
furnace tune-up not only includes cleaning that keeps your furnace running
efficiently, but it also catches small problems before they turn into big
problems that can not only cause inconvenience, but danger to you and your
family. Even a small problem can lead to gas leaking into your home or dangerous
carbon monoxide levels. Carbon monoxide (CO) is a deadly, colorless, odorless,
poisonous gas. According to the Consumer Product Safety Commission, on average,
about 170 people in the United States die every year from CO produced by
non-automotive consumer products. We recommend a good quality carbon monoxide
detector in your bedroom and the main area of your home. Be mindful these
detectors typically need to be replaced every five to seven years. Batteries in
all detectors, including smoke and fire, need to be replaced
annually.
It's important to remember that while home service contracts
generally provide service, repair or replacement for the major built-in
appliances and systems in your home – such as dishwashers, electrical and
plumbing systems, heating ventilation and air conditioning systems – regular
maintenance is still very important. Many home service contract providers also
offer a menu of optional items such as air conditioning systems, swimming pool
and spa equipment, well pumps, and freestanding appliances such as refrigerators
and washer/dryers for an additional fee. Contracts generally do not cover
pre-existing conditions, but will provide service, repair or replacement for
failures arising due to normal wear and tear for an average cost of $400-$550
for a 12-month period.
Source: National Home Service Contract
Association
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