Big Marketing Ideas for Small Businesses

(Family Features)--Are personal relationships why most consumers frequent small businesses? From the mom and pop coffee shop to the small bookstore just down the street, people enjoy the personal interactions and convenience small businesses offer.
In a recent survey about interactions between consumers and small businesses from Web.com, more than eight out of 10 consumers said it’s important that a small business is customer-focused and provides personal, face-to-face interaction with its customers. Respondents also wanted a small business to be local, convenient and reliable.
Grow online: To account for consumers’ desire for personal relationships, small businesses should have a big presence on the Internet, but only 41 percent of small businesses surveyed even had a website. Those without a website said they didn’t see the need for one, or the cost of designing and maintaining a site was a barrier. On the other hand, 83 percent of consumers who responded said having a website and use of social media is important to their consideration and choice of a small business.
“Small businesses have historically relied on face-to-face relationships to grow and differentiate themselves, but today’s consumers are demanding that these relationships extend into ‘e-Main Street’,” says David Brown, president, chairman and CEO of Web.com. “Our survey found a significant disconnect between how small businesses decision-makers think they are delivering on customers’ expectations versus the reality of consumers’ perceptions. The good news is small businesses are starting to realize the Web’s untapped potential to reach consumers who are eager for online engagement.”
Stay in touch: Everyone knows how important it is to stay in touch with friends. If you’re a small business owner, don’t forget to stay in touch with your customers so they don’t forget about you. Use social media sites, such as Facebook and Twitter, along with email to notify your customers about special promotions or to just remind them about the great benefits you offer.
While it’s easy to blast an email to every customer or post an endless stream of cute pictures on Facebook, it’s important to not overwhelm or annoy your friends and followers with too much of a good thing. Keep your messages consistent, concise and professional.
If you’re not sure how to get started, the Internet offers a lot of resources about how to successfully set up your online presence and use Google, Facebook and Twitter to market and grow your business online.
Provide personal service: Set your business apart by giving every customer the personal interaction and convenience they crave. Simply asking customers about their purchases or how you can serve them better gives you a consistent stream of information you can use to refine your goods or services and increase sales. Make sure every employee understands the value in talking to customers and tracking feedback.
The bottom line for every small business is that consumers are demanding online interaction and involvement with businesses, both big and small. Consistently reaching out to your customers through a website, social media and face-to-face interactions will help your business thrive.
Source: www.Web.com.

Reprinted with permission from RISMedia. ©2013. All rights reserved

7 Year-End Tax Tips for Small Businesses

7 Year-End Tax Tips for Small Businesses
By Betty Wang

Small business owners, it's time to consider some year-end tax tips. As a business owner, this may be one of the busiest times of year for you. With less than two months left in the tax year (for most of us), you'll want to ensure that everything is in order, tax-wise -- and that you'll be able to take advantage of as many potential tax deductions as possible.
Consider the following seven tips for your year-end "to-do" list:

• Get assistance. If you don't already have one, you may want to look into hiring a certified public accountant who can look things over for you. But there are certain situations when you'll need a good tax lawyer, not a CPA.
• Throw a holiday party. Did you know that holiday parties provided for your employees can potentially be up to 100 percent tax-deductible? Also, parties for clients and associates may be 50 percent deductible. These deductions are subject to many rules, of course.
• Donate to charity. There's no better way to celebrate the holidays and get a nice tax deduction for your business than by making a charitable contribution. Of course, remember that not all charitable donations are tax deductible -- they must meet specific criteria.
• Set up a retirement plan. If you are a sole proprietor or self-employed, you may want to think about setting up a retirement fund of some sort before the year ends. There may still be time to max out your contributions so that you can lower your taxable income.
• Classify your workers correctly. Don't forget that it's crucial that you don't misclassify your workers. There are certain key factors that determine whether a worker is an employee or an independent contractor. This could cost you if you aren't careful.
• Keep good records. Make sure you're keeping good records of all relevant, tax-related documents for the year. This includes a record of all expenses, like receipts, for the many possible write-offs that your business may be qualified for.
• Consult with an attorney. Feeling overwhelmed? Sure, April 15 is months away, but it may be wise to consult an experienced tax attorney now, to relieve some of that holiday stress.

Source: FindLaw

Reprinted with permission from RISMedia. ©2013. All rights reserved

Deck the Halls with Tissues and Allergy Meds

Deck the Halls with Tissues and Allergy Meds

(BPT) - Whether you live near or far, returning home for the holidays can be a nostalgic time. But for those with allergies and asthma, celebrating the season with family and friends can be anything but enjoyable.
"Stress from the holidays, traveling and briefly staying in a new environment can weaken your immune system," says allergist Dr. James Sublett, chair of the American College of Allergy, Asthma and Immunology (ACAAI) Indoor Environment Committee. "Being in these different situations can also mean coming in contact with allergens that can spur sudden allergy and asthma attacks."
To help deck the halls with holiday cheer instead of tissues and allergy medications, the ACAAI has put together the following tips to help you understand what can trigger your symptoms when returning home for the holidays.

• Allergies are coming to town - Even if you've never before had a problem with your grandma's cat, you may find yourself suddenly sneezing and wheezing. These sudden symptoms are known as the Thanksgiving Effect, which earned its name after visiting relatives and college students, heading home for holiday breaks, suddenly noticed an allergic reaction to their pet. Allergies can strike at any age, meaning being a houseguest in a pet's home can be bothersome. If you notice you are having an allergic reaction, ask the host to keep the pet away from where you will be sleeping. Be sure to take your allergy medications and wash your hands immediately after petting your new furry friend.
• Pass the sneezy pudding - Festive feasts are a staple of this time of year, but they can contain several health hazards if you have a food allergy. Be sure to check ingredient labels and don't be afraid to ask your loved ones how the meal was prepared. Items like stuffing can contain shellfish and holiday sauces can often have peanuts or tree nuts included.
• Oh Christmas tree, how sappy are your branches - If you find yourself sneezing around the Christmas tree, wreaths and garland, you might be allergic to terpene. Naturally produced by plants, terpene can be found in oil and sap. Poinsettia plants can also be a problem for those with a latex allergy. Other decorations, such as menorahs and ornaments might be laden with dust from being stored in an attic all year, irritating those with a dust mite allergy.
• Make a list and check it twice - Before you travel home for the holidays, pack wisely. Be sure you take along allergy medications, an inhaler and allergist-prescribed epinephrine if you are at risk for a severe allergic reaction known as anaphylaxis. If you rely on immunotherapy (allergy shots) for relief, be sure to schedule an appointment with your allergist before you leave.

Allergies and asthma shouldn't put a damper on holiday celebrations. Before you set out to visit with friends and relatives this season, check out smoke and pet-free hotels in the area just in case you need a new place to stay.

Source: www.acaai.org/AllergistFinder.

Reprinted with permission from RISMedia. ©2013. All rights reserved

3 Easy Holiday Shopping Strategies

3 Easy Holiday Shopping Strategies

(BPT) - Thanksgiving comes late this year, which means a shorter-than-usual holiday shopping season. If you're not the type to buy gifts throughout the year, getting an early start on holiday shopping can help ensure you have enough time to find gifts for everyone on your list, and perhaps, most importantly, save money.
Here are three things to do now to save money and time this holiday season:
Create a list (and budget) for everyone on your list
Greet the holiday season with cheer by keeping an organized list of names of everyone you need to shop for and an estimated budget for each. From family and friends to hair stylists and teachers, more names will likely appear on your list than you originally planned. Holiday shopping can be overwhelming, but if you approach it with an organized plan, you're likely to avoid overspending and can better stick to your budget. Gift cards are a great option this year, since they are the top gift people want to give and receive, according to a recent shopping survey from Discover.
Savvy shopping tip: Look into your credit card rewards programs to see if you can cash in your accumulated rewards for gift cards, some of which are offered at a discount. Redeeming rewards for store gift cards is one of the easiest and most valuable ways to save cash, which means you won't need to reach as deep into your pockets this season.
Do your research on sales and promotions
From gifts to groceries, holiday shopping includes a wide range of items, so it's important to try to find the best prices on everything. According to the survey, Americans are most influenced by sales and promotions when it comes to their holiday spending plans. In fact, 70 percent of consumers are planning to take advantage of Black Friday and Cyber Monday deals. Whether you're brave enough to face the crowds on Black Friday or prefer the convenience of Cyber Monday, shopping these big sales is a great way to stick to your budget and make a large dent in your holiday shopping list.
Doing your homework before making holiday purchases can also help you save even more. Price monitoring sites, like PriceGrabber, can compare and contrast prices for more than 1 million items, including electronics, appliances and clothing, and can be accessed right from your mobile device. If you're shopping online, your credit card may offer extra rewards on online purchases this season that'll help you save money on holiday gifts.
Savvy shopping tip: Mark your calendars with the dates of big sales and keep coupons in your wallet so you can use them at a moment's notice. If you're shopping online, do a quick search for coupon codes that provide extra discounts, as well as free shipping or gift wrap.
Use credit card benefits and rewards to save extra cash
Whether you prefer to shop in-store or online, credit cards can enhance your savings and provide added value to your shopping. Many credit card companies provide rebates, rewards and discounts on holiday essentials - at no added cost. Once the hustle and bustle of the season is over, you might find an item you want to return, but what happens if your purchase is no longer eligible? You won't have to write it off as a loss if the purchase was made with a credit card that offers a return guarantee.
Savvy shopping tip: Use a credit card that provides added security and purchase protection including warranties and return guarantees that will help you save in the long run.
Taking a little extra time to shop smart and plan ahead will help you save and stay organized while shopping for holiday gifts and essentials. You may be surprised by how many resources are available to help stretch your budget further this holiday season.
Source: Discover

Reprinted with permission from RISMedia. ©2013. All rights reserved.

Find Classic Style in Carriage House Garage Doors

Find Classic Style in Carriage House Garage Doors

(BPT) - The carriage house garage door is to your house what the little black dress and strand of pearls are to a woman's wardrobe: classic style elements that never go out of fashion.
At the dawn of the automobile age, those who were affluent enough to own a car kept it in the carriage house, where the horses and buggy would have been stored. But this cohabitation became a little, well, smelly, and the need for separate storing structures was soon realized.
Enter the garage. Built in the style of the original carriage house, the garage's sole intent was to store the car away from the animals and elements. The word garage actually comes from the French word, garer, which means to shelter and protect. Naturally, the garage needed a door to offer protection to the automobile. The ensuing "carriage house door" was a hinged, double door that swung outward, and is considered the original garage door.
In the early 1920s, the kickout door was invented and progress continued from there, bringing us the modern conveniences we have in overhead garage doors today. Modern carriage house sectional garage doors open overhead, and continue to gain in popularity, constituting 35 percent of the volume in the garage door industry with projections to remain a huge trend.
When it comes to the style of garage door chosen, most homeowners want something classic, that won't fade in popularity over the years and will also enhance curb appeal. This is especially true if home resale is a factor. A carriage house garage door is the exterior equivalent to white subway tile in the kitchen and hardwood floors inside; classic design elements that never fade in popularity.
The carriage house door also offers myriad design elements. For example, the Classica Collection by Amarr offers a dual-directional wood grain design that provides the realistic look of wood with the practicality and low-maintenance upkeep of steel. With a three-section design and the option of larger windows, this door offers a more authentic carriage house look with the benefit of additional natural light flow into your garage. Two-tone looks are also available with many color combinations and panel designs, and hardware and window choices are plentiful. These different design options can be tailored specifically to your home's facade and will further enhance curb appeal.
If you're thinking of replacing a tired garage door in an effort to boost your home's curb appeal, consider the classic carriage house door, whose popularity has only continued to grow over the last century. With a timeless design that can be specifically tailored to your house, it's a choice that both you - and future owners of your home - can happily live with for a long time.

Reprinted with permission from RISMedia. ©2013. All rights reserved.

Tips for How to Send the Perfect Corporate Gift

Tips for How to Send the Perfect Corporate Gift

There are only a few more weeks until the holidays, so it's time to start planning what gift to give to your most important clients, co-workers and business partners. You're tasked with finding a unique, but recognizable, professional, but not too stuffy, inexpensive, but not too cheap, gift to send out to your annual list of recipients. Oh, and did we mention it needs to be different from what you sent last year?
To help make things easier, below are a handful of tips to help you find a gift that will make a lasting impression this holiday season. Follow these simple tips and you'll be sure to wow recipients and be the talk of the water cooler.
1. Be Original – Nobody wants to be the umpteenth person to send a tin of broken chocolate chip cookies or oversized popcorn (which we all know goes stale after a day of people snacking on it and forgetting to put the lid back on properly). An original and tasty treat will send employees flocking to the break room for a taste.
2. Show Professionalism – Corporate gift-giving is not the time to get crafty. Save the quirky and home-made gifts for the white elephant gift exchange. A properly packaged and professional-looking gift says "I am a grown-up and I wanted to send you something GREAT this year to say 'thank you' for working with me."
3. Mix It Up – If you're sending a gift to an entire office or department, be sure to offer something to please everyone. Send a variety of options so that everyone will have something to enjoy.
4. Avoid Perishable Goods – You know that box of pastries that arrived at 4 p.m. on Friday that nobody saw until Monday morning? They're old now and nobody wants them. If you send food, make sure it has a reasonable shelf life and won't go bad in a day. If you're not certain, ask if the item you want to purchase will be good for several days or comes in individually-packaged servings.
5. Have Enough to Go Around – Think about how many people will be receiving your gift. If you're just buying for one person (like your boss), don't get an XXL fruit basket packed with enough bananas to feed 20 people. The same goes for larger groups. If it's an office of 50 people, don't send a dozen monogrammed mouse pads, as some people will not get one and feel left out. Not sure how many to buy for? Call the receptionist. These often undervalued employees are the key to knowing what will please everyone.
6. Get in Early – This one is important. Send your gift to arrive the first or second week of December. Why? Because everyone else will send theirs to arrive the third week and they will pile up at the office and be overlooked. Whatever you do, don't send it the last full week of December. No one will be in the office that week. But you know that… you already requested off for that week.
7. Send a Note – You don't want your nice gesture to be a secret one at the holidays. Order a gift with a personalized note and get an estimated delivery date. Early on the day it's set to arrive, let the recipient know you're "sending a little something to say Happy Holidays." That will cause people to keep an eye out and may even inspire a "Treats in the kitchen from our favorite vendor!" email that can lead to new biz next year.
Source: Sweet Secrets Chocolate™

Ideas and Inspiration to Reduce Food Waste in the Home

Ideas and Inspiration to Reduce Food Waste in the Home

(Family Features)--Food waste is a major global issue that affects the environment, economy and food security. According to a 2012 report by the National Resources Defense Council, American families throw out 25 percent of the food they buy. That’s roughly the equivalent of $1,500 wasted each year.
Chef Alex Guarnaschelli, who participated in Food Network’s “The Big Waste” special and serves as a judge on “Chopped,” is encouraging food enthusiasts to love food more and waste it less, one day at a time.
“One of the most important steps we can take in an effort to reduce food waste is prepping ingredients properly right from the start,” Guarnaschelli says. “Just take time on Sunday, the day when most people grocery shop and prep for the week ahead, to wrap and protect foods to help keep food fresh all week. This, combined with other steps like planning ahead and using leftovers can go a long way in trimming food waste.”
According to Glad Food Protection’s recent Fridge to Fork report, two-thirds of Americans throw away food weekly or more frequently. Follow these few easy preparation and protection tips to help save time, money and the environment:

• Look beyond looks: Nothing’s perfect – fresh fruits and vegetables included. Often, anything with bruises, bumps or oddities gets picked over. But a misshaped tomato could end up being the firmest and tastiest of the bunch. Don’t be afraid to buy something imperfect, you may be surprised.
• Prep and protect: Food spoils in homes due to improper or suboptimal storage, poor visibility in refrigerators, partially used ingredients and misjudged food needs, according to the National Resources Defense Council report. Taking easy steps to prep and protect food before storing helps keep food fresher longer. For example, keep kale crisp by wrapping in a paper towel, storing in an airtight Glad Zipper bag and placing in the coldest part of the fridge.
• Leftover do overs: Don’t scrap today’s leftovers or excess ingredients; use them for tomorrow’s meals. Extra baked or rotisserie chicken? Debone and shred what’s left, and store it in an airtight container to later make chicken enchiladas the whole family will enjoy. Leftover cooked veggies? Use them as the base for a slow cooker meal.
• Play musical shelves: When you purchase new food, shuffle the older items to the front, putting the newer items toward the back. You’ll be prompted to use these items first, before they go bad.
• Lead with the list: Plan meals ahead for a trip to the store. A detailed list will help curtail impulse purchases and over-buying. Be realistic about what you’re going to prepare, accounting for days you’ll eat leftovers or go out.

Source: SaveitSunday.com

Why Settling Student Loan Debt Is So Difficult

Why Settling Student Loan Debt Is So Difficult
By Brett Snider, Esq.

Settling student loan debt isn't as easy as a hospital bill or car loan payment that has gone to collections. Nationwide, many graduates are learning that their student loan debts are hard to shake.
Part of the reason, according to Reuters, is that settling student loans may only be possible when students offer large lump-sum payments, averaging "between 30 percent and 80 percent" of the entire loan amount. With the average student loan debt at $27,000, that means debtors need to shell out thousands of dollars in order to avoid collections.
What else can struggling grads do to settle their loan debts?
Settling Student Loans Isn't Cheap
When debtors become overwhelmed by credit card, medical, or auto loan debt, there are a number of debt settlement companies that can negotiate a lump-sum settlement in lieu of your normal debt payments.
But according to the Federal Trade Commission, there are hidden costs and risks to your credit by using these third-party companies. In many cases, a debtor can negotiate a settlement or modified payment plan directly with the company that is owed.
In principle, student loans can be settled in the same way. The problem is that graduates in financial trouble are unlikely to have enough assets to satisfy lenders, especially with some still owing $50,000 or more.
And since the federal government can garnish wages, tax refunds, and benefits in order to collect student loan payments, Reuters reports that a debtor is unlikely to settle federal student loans without offering "more money to the federal government than they're already getting."
Can't Settle? Try This...
Although the invasive nature of federal student loans can be an obstacle to settling debt, the government does provide unemployment deferment and income-based repayment plans that private loans do not.
If your student loan payments are more than 20 percent of your monthly income, you may also qualify for a student loan forbearance, which can put your loans on hold for a year. This may give students time to reassess their financial situations, although interest on that loan will still accrue during forbearance.
You may also consider consolidating your student loans to try to obtain a single, lower interest payment -- not to mention removing the confusion of paying Perkins, Stafford, GradPLUS, and private loans separately. But while consolidation may simplify your student loan debts, you will likely lose eligibility for federal deferments and income-based repayment.
Source: FindLaw.com

Reprinted with permission from RISMedia. ©2013. All rights reserved.

Q: When is the best time to refinance?

Q: When is the best time to refinance?

A: Many people flock to refinance while mortgage interest rates are low, particularly when rates are about two percentage points below their existing home loans.
Other factors, like when to finance, will depend on how long you plan to hold on to your home and whether you have to pay considerable fees to refinance. It also will depend on how far along you are in paying off your current mortgage.
If you expect to sell your home relatively soon, you are not likely to recoup the costs you incurred to refinance. And if you are more than halfway through paying your current mortgage, you probably will gain little by refinancing. However, if you are going to own your home for at least another five years, that is probably long enough to recoup any refinancing costs and realize real savings as a result of lowering your monthly payment.
In fact, if it costs you nothing to refinance, you can gain even more. Many lenders will let you roll the costs of the refinancing into the new note and still reduce the amount of the monthly payment. Plus, there are no-cost refinancing deals available.
Contact your lender, and its competitors, before you refinance.

Wanda Saxx Joins Coldwell Banker Platinum Partners’ Sales Team in Pooler

Wanda Saxx Joins Coldwell Banker Platinum Partners’ Sales Team in Pooler

Coldwell Banker Platinum Partners is excited to welcome Wanda Saxx, REO Specialist and Associate Broker, to the Pooler office located at 130 Canal St. Suite 504.  Wanda is ready to help you with your residential purchases or sales; she specializes in foreclosures.   Wanda joins Coldwell Banker Platinum Partners because, “…the Company has a great reputation and truly cares about the agents!”

 

Wanda joins Coldwell Banker Platinum Partners with 5 years of new home and construction experience; she also has background and experience as an REO Specialist in Atlanta.  Additionally, Wanda has 16 years of real estate experience in both North Carolina and Georgia!

Wanda gives back to the community – she is a volunteer at Island Hospice.  She is also a certified Nurse’s Assistant at a local nursing home.  Whether helping the community or her clients, Wanda is someone who truly cares about people and all the details involved.

Wanda Sax may be reached at (678) 353.9135 or emailed at Wanda.Saxx @coldwellbanker.com.

Coldwell Banker Platinum Partners, established in 1995, is a full-service real estate firm with more than 100 sales agents strategically dispersed among its office locations stretching from Beaufort, South Carolina, through the greater Savannah area to St. Simons Island, Georgia. The company was founded by Connie Farmer Ray, president and CEO of Coldwell Banker Platinum Partners. In addition to listing and selling residential real estate, Coldwell Banker Platinum Partners’ other divisions include commercial real estate, property management, relocation services and a publishing/media division. The company’s corporate offices are located at 6349 Abercorn St., Savannah, Georgia. For more information visit their Web site at www.MyCbpp.com or call 800.505.8111.

2013 COLDWELL BANKER REAL ESTATE HOME LISTING REPORT FINDS MALIBU MOST EXPENSIVE MARKET IN UNITED STATES, CLEVELAND MOST AFFORDABLE

Exhaustive Survey of Nearly 2,000 Markets and 52,000 Listings Shows More Than $2 Million Difference in Price Between Malibu and Cleveland

MADISON, N.J. (Nov. 6, 2013) – The glitz, glamour and white sandy beaches of Malibu, Calif., have attracted the rich and famous to this premier destination for years. Today, Coldwell Banker Real Estate released its 2013 Home Listing Report (HLR), which ranked Malibu as the most expensive place to live in the United States. According to the annual report, an apples-to-apples comparison of four-bedroom, two-bathroom homes in more than 1,900 real estate markets across the United States, a sample-sized home in the affluent beach community of Malibu lists for $2.15 million, compared to $63,729 in Cleveland, Ohio.

“With its laidback, yet star-studded lifestyle, Malibu is undergoing a transformation from a seasonal destination to a year-round locale,” said Madison Hildebrand, an agent with Coldwell Banker Residential Brokerage in Malibu, star of Bravo’s Million Dollar Listing and regular contributor on E!. “Situated on the Southern California coast with beautiful homes and even more stunning views, you’re not only paying for world class properties, you’re paying for a way of life.”

Cleveland, Ohio, was ranked as the most affordable real estate market in the 2013 Coldwell Banker^® Home Listing Report, where an average four-bedroom, two-bathroom home lists for $63,729.

“Cleveland’s friendly, hometown feel draws people of all ages, and in recent years, the community has been revitalized with more young professionals entering the market,” said Ed Dolinsky, president of Coldwell Banker Hunter Realty. “Energized by a growing tech hub that effectively supports nearby renowned hospitals and research institutions, this Midwest city continues to reinvent itself through its diversified business sectors and strong sense of neighborhood communities.”

Key Highlights from the 2013 Coldwell Banker^® U.S. Home Listing Report:

“Whether moving for lifestyle or a new job, homebuyers can use the Coldwell Banker^® Home Listing Report to compare the average listing prices of similar homes in different parts of the nation,” said Budge Huskey, president and chief executive officer of Coldwell Banker Real Estate LLC. “As the country moves on from the recession, this year’s report identified 20 markets where a four-bedroom, two-bathroom home costs more than $1 million, whereas in eight markets a similar home lists for less than $100,000.”

·         The average listing price of a four-bedroom, two-bathroom home in the survey of more than 1,900 markets and 52,000 listings was $301,414. 

·         California holds 13 of the top 25 spots for the most expensive markets in the U.S.

·         All top five of the most expensive markets are in The Golden State, with the two most expensive markets in the country located minutes from Los Angeles—Malibu (No. 1) and Newport Beach (No. 2).

·         In contrast, 60 percent (15) of the 25 most affordable markets are in the Midwest.

·         New York is the only state that had markets ranked on both the most expensive and most affordable lists.

Top 25 List of America’s Most Expensive / Most Affordable Real Estate Markets:

The top 25 most expensive and most affordable real estate housing markets in the 2013 Coldwell Banker U.S. Home Listing Report includes:

Rank	2013 Most Expensive Markets	Avg. Listing Price		2013 Most Affordable Markets	Avg. Listing Price
1	Malibu, Calif.	$2,155,900		Cleveland, Ohio	$63,729
2	Newport Beach, Calif.	$1,773,824		Garfield Heights, Ohio	$66,075
3	Saratoga, Calif.	$1,684,261		Flint, Mich.	$84,437
4	Los Gatos, Calif.	$1,360,497		Saginaw, Mich.	$87,181
5	San Francisco, Calif.	$1,309,599		Jackson, Miss.	$94,155
6	Stone Harbor, NJ	$1,301,727		Sioux City, Iowa	$97,969
7	Cupertino, Calif.	$1,292,400		Jonesboro, Ga.	$98,332
8	Orono, Minn.	$1,251,873		Moberly, Mo.	$99,593
9	Weston, Mass.	$1,229,000		Buffalo, NY	$101,631
10	Redwood City, Calif.	$1,203,357		Kankakee, Ill.	$103,187
11	Breckenridge, Colo.	$1,177,795		Utica, NY	$103,877
12	San Mateo, Calif.	$1,132,523		Ashland, Wis.	$104,774
13	Great Neck, NY	$1,103,364		Hillsdale, Mich.	$106,384
14	Pasadena, Calif.	$1,092,087		Johnstown, Penn.	$107,039
15	Greenwich, Conn.	$1,087,300		Arcadia, Fla.	$107,691
16	Wellesley, Mass.	$1,079,600		McCook, Neb.	$107,986
17	Sunnyvale, Calif.	$1,077,025		Park Forest, Ill.	$109,709
18	Santa Barbara, Calif.	$1,061,475		Niagara Falls, NY	$109,809
19	Danville, Calif.	$1,018,300		Eatonton, Ga.	$111,108
20	Kailua, Hawaii	$1,004,567		Lehigh Acres, Fla.	$111,410
21	Mercer Island, Wash.	$999,276		Kansas City, Mo.	$113,718
22	Campbell, Calif.	$974,212		Dayton, Ohio	$115,176
23	Larchmont, NY	$972,150		Camden, Ark.	$116,072
24	Westport, Conn.	$966,582		Akron, Ohio	$116,906
25	Newton, Mass.	$912,745		Aurora, Mo.	$117,013

*A list of the most affordable and expensive markets in each state can be viewed on the Home Listing Report website.

About the 2013 U.S. Home Listing Report (Methodology):

The Coldwell Banker^® U.S. Home Listing Report analyzes the average listing price of four-bedroom, two-bathroom real estate properties on coldwellbanker.com between January 2013 and June 2013 for 52,257 listings in 1,997 markets. Coldwell Banker affiliates as well as other franchise brands associated with Realogy Holdings Corp contribute to listings on coldwellbanker.com. Markets without at least 10 four-bedroom, two-bathroom listings on coldwellbanker.com between January 2013 and June 2013 were excluded from the ranking.

About Coldwell Banker^®

Since 1906, the Coldwell Banker organization has been a premier provider of full-service residential and commercial real estate. Coldwell Banker is the oldest national real estate brand in the United States and today has a network of more than 82,000 sales agents working in approximately 3,100 offices in 51 countries and territories. The Coldwell Banker brand is known for creating innovative consumer services as recently seen by being the first national real estate brand to create an iPad application and the first to fully harness the power of video in real estate listings, news and information through its Coldwell Banker On Location^SM YouTube channel.  The Coldwell Banker system is a leader in specialty markets such as resort, new homes and luxury properties through its Coldwell Banker Previews International^® marketing program. Coldwell Banker Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.  Each office is independently owned and operated. Coldwell Banker is a subsidiary of Realogy Holdings Corp. (NYSE: RLGY), a global leader in real estate franchising and provider of real estate brokerage, relocation and settlement services. 

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