Rentals More Accepting of Furry Friends

Choosing an apartment to rent has a lot to do with its pet policy, according to a recent survey from Apartments.com. Forty-three percent of respondents are current pet owners, with more than a quarter planning on getting a four-legged friend within the next year. However, renters need to do their homework first before bringing home a furry friend, as not all apartment buildings allow pets, and the ones that do often have fees associated with pet ownership.

Current and soon-to-be pet owners are in luck because property managers and landlords are recognizing that renting with pets is an increasing trend, and more buildings are starting to accommodate this demand. Nearly 70 percent of renters surveyed reported having no difficulties finding a pet-friendly apartment. More than half of respondents also reported having to pay a pet deposit at their current residence, with 36 percent shelling out more than $200 for their four-legged companions.

The survey also found that it is not just Fido and Fifi's owners who enjoy their pet's company; more than 34 percent of respondents said although they do not have a pet, they enjoy living in a pet-friendly building, and 20 percent of non-pet owning renters said they avoid buildings that allow pets.
The top five most popular pets for renters are:

1. Small dog (Under 25 pounds): 35.5 percent
2. Cat: 24.2 percent
3. Large dog (More than 50 pounds): 13.6 percent
4. Medium dog (26 to 50 pounds): 11.0 percent
5. Fish: 4.3 percent

Source: Apartments.com

Top 5 Mid-Year Tax Tips

With taxes in the news almost every day, and many important tax breaks having expired at the end of 2011 and more set to expire at the end of 2012, taxpayers would benefit from spending some time this summer reviewing their tax profiles and learning about possible changes. Jackson Hewitt Tax Service has honed in on the top five areas taxpayers should consider now, that may help put you in a better position when filing your tax returns next year:

1. Know how any major changes happening in your life can impact a tax return: A wide range of common life occurrences may trigger tax considerations, which can result in a higher tax refund or a reduction to the amount of income taxes owed. For example, did you get married? Did you have or adopt a child? Buy a home? Move for a new job? Decide to go back to school? All of these life-changing events, and many others, may have related tax deductions and credits available and it is important to know what benefits exist and who is eligible.
2. Check your withholdings to make sure they are correct: The Form W-4 determines the amount of withholding from a paycheck. In some cases, it is beneficial to consider changing a withholding status during the course of the year, such as when a child is born – leading to a new dependent to claim – or, if a taxpayer works multiple jobs during the year. Withholding can be changed at any time by completing a new Form W-4 for your employer.
3. Think about what you are saving: Putting money away in an IRA account, or participating in a company sponsored 401(k) plan, can be an easy, tax-free way to reduce taxable income and start saving for the future. Taxpayers in lower income brackets may also qualify for a tax credit. For 2012, you can contribute up to $17,000 for a 401(k) plan if you are under age 50 ($22,500 if 50 or over) and up to $5,000 for an IRA if under age 50 ($6,000 if 50 or over).
4. Beware of impending changes: A double whammy of problems for 2013 is expected to occur if provisions are not made by December 31, 2012. Taxpayers need to know what deductions and credits will be off the table – and what new considerations may be available to them that could improve their tax situation.
5. The results of the election can influence your tax situation: By the middle of November, we will know who will set the course for taxes over the next four years. There are many proposals being considered from general tax rates to tax rates on specific types of income, as with capital gains and dividends, and various considerations related to business, including small businesses.

Source: Jackson Hewitt Tax Service Inc.

A Look at the Latest Cool Gadgets, Organizers

By John Voket, RISMedia Consumer Confidant

A couple of times a year, I love to poke around to see what kind of cool new organizing gadgets and accessories are being offered to homeowners. So this month I tapped my contacts at 'Get Organized' (shopgetorganized.com) to see what's hot and what's not in home accessories and came up with these five beauties:

Give hanging plants a spotlight to shine for just $17.98 with a decorative, battery-powered solar hanging plant lamp which bathes flowing flora in a warm glow and inviting aura cast by a luminous ball designed to mimic natural cuts of a crystal. A honeycomb pattern spreads light evenly over the top to make colors and foliage pop. This adds romantic touch to outdoor décor.

Cover unsightly CFL lights with the softer look of shatterproof bulb covers. The set of 3 provides a more natural feel and look for just $14.98. Now you can save the planet without sacrificing style. Perfect for ceiling fans, mirror lights and track lighting the covers install in seconds. The heat-resistant reusable large covers fit most 9W-13W CFL bulbs, while small covers fit most 9W CFL bulbs.

Take the bar to where you are for just $155.98 when you carry the Get Organized 2 bottle cocktail case. This beautiful leatherette carrier includes: 2 hand blown 7oz martini glasses; stainless steel olive picks; a 19oz shaker; double-sided jigger; tongs; strainer, and Vermouth mister. The case also features an insulated, divided compartment to hold 2 spirit bottles, and a suitcase style handle along with an adjustable leatherette shoulder strap.

At $199.98, the Mighty Tidy Closet creates an attractive storage-space-on-wheels to match even the fanciest decors. The sturdy construction includes a clothing bar with brackets for mounting. This mobile closet accommodates long jackets and garments as well as multiple pairs of shoes. And it easily rolls anywhere in a room for easy access.

For the gardener or handy mom, the Get Organized tool rack with wheels is just $54.98 and organizes up to 30 tools, a weed trimmer, electrical cord, etc. The unit features side-access tool slots with clips to keep tools secure; 4 high quality casters allow easy movement; easy 5-minute assembly - no tools required; and a steel-core structure that provides strength and stability.

Housing Remains Bright despite Overall Slowdown

By Pete Bakel

Recent data indicate a slowdown in economic activity for the remainder of 2012, yet modest growth is still expected, according to Fannie Mae’s Economic & Strategic Research Group. Breaking pace with a strong first quarter, consumer spending has weakened in recent months as the consumer confidence index fell to the lowest level since January. Contributing to the downturn is an uncertain job market. The June employment report showed significantly fewer hires compared to the first quarter monthly average, and ongoing concern regarding the European debt crisis and domestic financial markets may suppress a meaningful increase in private payrolls before the end of the year. In light of these trends, the Group has revised down the 2012 gross domestic product (GDP) growth projection from 2.2 percent to 2.0 percent.

“The data from the past month collectively point to decelerating economic growth, but growth nonetheless,” says Fannie Mae Chief Economist Doug Duncan. “It’s now clear that our bias toward downside risks noted in the June forecast have materialized, pushing down our already modest growth projections. However, despite signs of deteriorating momentum for economic activity, housing continues to be a bright spot as news from the housing market has been relatively upbeat, presenting a rare upside boost to the economy.”

The housing market continues to show positive signs. Compared to the same time last year, home sales increased by 9 percent and single-family housing starts are approximately 20 percent higher, though the levels are still considered below healthy norms. Residential investment is expected to increase this year but from a very low base, and is expected to contribute to economic growth for the first time since 2005. According to Fannie Mae's June 2012 National Housing Survey, homeowners are showing greater confidence in one-year-ahead home price expectations, and their broad attitudes regarding the housing market continue to improve. The share of polled consumers who say they would buy a home if they were going to move increased by 6 percentage points to the highest level seen in the survey’s two-year history. This is likely due in part to low interest rates and the assumption that home prices have hit bottom.

For more information, visit www.fanniemae.com.

Best of the 2012 Idea House-- Part 1

By John Voket, RISMedia Consumer Confidant

I look forward to each July when Southern Living unveils its annual Idea House - and this July was no different. Just a tad southwest of Atlanta is quaint and rural Senoi, Ga., home of the Southern Living 2012 Idea House.

Again this year, my friends at Ballard Designs teamed up with Southern Living to furnish and decorate this historic farmhouse renovation. So in the next couple of segments we’ll take a peek at the Top 10 Ballard accessories or furnishings that are helping to breathe new life into this 1830s-era home.

Here are the first five:

1. Braided Jute Rug - a bit dressier than traditional jutes, Ballard’s jute collection for the Idea House is extra thick and feels surprisingly soft, even on bare feet. Hand-woven of golden 100 percent jute and finished with thick, hand knotted 3" fringe, the rugs offer slip resistant latex backing for added durability - and start at about $39.

2. Take Ballard's Hand Made leather hanging mirror wherever you need it. A popular decorative piece that recalls the work of designer Jacques Adnet for Parisian design house Hermes in the 1950s, this simple round mirror is wrapped in rich chestnut leather and hangs from a leather strap secured by three metal belt buckles, imitating the sleek look of equestrian hardware. Priced at $449.

3. The Idea House’s Rutland Counter Stool embodies pure, simple design with a sculptural look that works with any décor. Perfect for perching indoors or out, the gently curved back is just the right height and comfortable shape, and features a powder coat that resists rust and moisture. Priced at $139.

4. The Niles Double Coat Rack has similar appeal to the Rutland stools. Load up the double hanging rails with guests' coats during the holidays and off–season clothing the rest of the year. Two lattice shelves hold boots, hats and bags. Priced at $179.

5. The comfortable, tufted burlap seat gives the rustic industrial look a touch of sophistication. A cushioned seat lifts off for storing extra bedding, magazines or towels. Crafted of weathered wood slats hand tied with wire and stenciled on each side, the bench also features cutout handles for easy carrying. Priced at $349.

Want to check out more 2012 Idea House accessories and furnishings? Check out the next installment or visit ballarddesigns.com. And to learn about visiting the Senoia area and the 2012 Idea House through December 23, visit southernliving.com.

7 Tips to Saving Money while Preparing Your Kids for School

Preparing your kids for school can be an extremely busy time, putting a damper on the end of your summer.  But with some simple planning, it can be a manageable and less stressful process. For many Americans struggling with debt problems, the end of summer is an anxious time because school supplies, sports gear, updated clothing and other necessities can be expensive, but there are things every parent can do.

"It is important to take an objective look at what your children need for school and what you can afford," says Etta Money, InCharge's President. "We all want to do everything we can for our kids, but for those dealing with limited financial resources or debt problems, the task can be overwhelming.”

Here are seven things every parent of school-age kids should do:
1. Prepare a written budget – Just as you would prepare a guide to your overall expenses, a detailed written plan to follow as you prepare your kids for school is vital.
2. Do an inventory – Take stock of what supplies you have on hand, what you and the kids can make yourselves, and what clothing can be used again for the new school year.
3. Develop a shopping list – Eliminate what you already have from your list and write down everything you need to buy to get your student(s) ready for school to open.
4. Look for deals – With a month or more to go, you have plenty of time to shop online for deals, look for coupons, and search the local papers for sales.
5. Plug in the numbers – armed with the best deals you can make, take the numbers you have discovered for the items you need and work them into your household budget.
6. Cut where needed – If the numbers don't work, you may need to spread out purchases, or make some cuts, either in the school budget or your household expenses.
7. Make your purchases – It's time to buy, but don't forget to distinguish between "needs" and "wants."

Source: www.InCharge.org

Coldwell Banker Platinum Partners ranked in the Top 50 Companies in North America for Units for the 2nd Quarter 2012

Coldwell Banker Platinum Partners ranked in the Top 50 Companies in North America for Units for the 2^nd Quarter 2012 among all Coldwell Banker^® affiliate offices.

“Coldwell Banker Real Estate, LLC continues to pride itself as a real estate industry leader by combining innovative advances in technology and communication with a strong sense of tradition.  This could not be achieved without the strength and hard work of companies such as Coldwell Banker Platinum Partners, who utilize the Coldwell Banker^® systems and tools,” said Frank Lindsey, senior vice president and regional director for the Coldwell Banker^® Southern Region.

For more information on Coldwell Banker Platinum Partners please visit www.MyCbpp.com or call 800.505.8111.

Coldwell Banker Platinum Partners, established in 1995, is a full-service real estate firm with office locations spanning from Beaufort, South Carolina, through the greater Savannah area to St. Simons Island, Georgia. In addition to listing and selling residential real estate, Coldwell Banker Platinum Partners’ other divisions include commercial real estate, property management, relocation services, new homes, a real estate school, mortgage lending and a publishing/media division. The company’s corporate offices are located at 6349 Abercorn St., Savannah, Georgia. For more information visit their Web site at www.MyCbpp.com.

Welcome Reggie Gadson!

Reggie Gadson joins Coldwell Banker Platinum Partners as a Sales Associate for the Company's office located at 6349 Abercorn Street.  Reggie, who specializes in new homes and residential properties in Savannah and surrounding Counties, joins Coldwell Banker Platinum Partners because, “…  Coldwell Banker Platinum Partners is a well established and commendable company to work for and I really enjoy the atmosphere in the office.  The team of associates really went out of their way and started teaching me things I needed to know!”  

Reggie’s ultimate goal is to, “… provide great customer service whether buying or selling a home and to treat each client as he would like to be treated.”  Reggie is a Savannah native, who holds his BA in Business from Savannah State University is a licensed broker in the state of Georgia, a member of St Paul CME Church and has done a vast amount of volunteer work in the community.  He previously worked within the Wal-Mart Corporation for 19.5 years, and is excited about working with you.     Reggie Gadson may be reached at (912) 352.1222 or emailed at reggie.gadson@coldwellbanker.com.

Coldwell Banker Real Estate Kicks Off New "Best Places to Live" Series with Ranking for Social Seekers

The “Big Apple” Tops List and San Francisco Beats the “Windy City” for Second Place

PARSIPPANY, N.J. (July 17, 2012) – Today Coldwell Banker Real Estate LLC launches its new “Best Places to Live” five-part series in partnership with Onboard Informatics, ranking the top United States places for lifestyle categories: Social Seekers, Suburbanites, Adventurers, Leisure Lovers and Culture Cravers.

To kick off the series, Coldwell Banker first examines the Best Places to Live for “Social Seekers,” which ranks places which are perfect for the hip, trendy and fun at heart – those who would rather go out than stay home any night of the week. The list was compiled based on a range of attributes such as access to public transportation, high volume of bars and restaurants, happening nightlife and great entertainment.

“As our previous research shows, Americans believe that their home is a reflection of their identity and that clearly goes beyond the property line and into the communities where they live,” said Budge Huskey, president and chief operating officer, Coldwell Banker Real Estate LLC. “Social Seekers are drawn to the nightlife and action, while others we will explore in the series might prefer backyard barbecues and carpooling. By ranking the best places to live by lifestyle interests and personalities, we’re able to get to the heart of what makes individual cities and towns so special.”

The National Top 10 Markets for Social Seekers are:

1. Manhattan, N.Y.

The city that never sleeps is known across the globe for its nightlife and nearly limitless entertainment options. The Big Apple is also home to some of the world’s most famous restaurants, Broadway’s bright lights and accessible public transportation.

2. San Francisco, Calif.

A perfect place to leave one’s heart, San Francisco is famous for its Golden Gate, the infamy of Alcatraz, dedicated sports fans and delicious sourdough.  Its streets are filled with historic trolleys that ascend its storied hills. It is also the birthplace of Coldwell Banker Real Estate, which was established there in 1906.

3. Chicago, Ill.

From the hot dining scene to art museums and gorgeous river views, residents of the Windy City have plenty to keep busy.  Chicago is home to a lively theatre scene, two Major League Baseball teams and top universities.  Residents travel easily between events along the cities elevated subway line, the “L.”

4. Los Angeles, Calif.

Home to Hollywood, Los Angeles is the center of the entertainment industry.  In addition to the Walk of Fame and Kodak Theatre, The City of Angels is also known for its music scene, clubs and restaurants. The Pacific Coast Highway is an easy escape for residents who want to get out of the city and enjoy gorgeous ocean views.

5. Seattle, Wash.

Home of the Space Needle, Seattle is the largest city in the Pacific Northwest, and serves as a beacon for the performing arts in the region. In spite of the occasional rainstorm, residents also take advantage of the city’s mild climate to enjoy outdoor entertainment activities, like strolling Pike Place Market or sipping some of the city’s well-known coffee.

6. Brookline, Mass.

Just outside the city of Boston, Brookline maintains a unique identity with a mixture of urban and suburban lifestyles. Residents enjoy pedestrian-oriented shopping with a variety of boutique shops, taverns and cafes in mix of new and historic architecture.

7. Arlington, Va.

Located on the outskirts of Washington, D.C.’s city limits, Arlington residents enjoy quaint cafés, upscale salons and all the activity and entertainment of the nation’s capital, connected by the D.C. Metro.

8. San Diego, Calif.

Situated on the coast in Southern California, the beach is a central part of life in San Diego.  When the sun goes down, residents keep busy sampling delicious food, music and shopping in the historic Gaslamp Quarter.

9. Portland, Ore.

From Old Town to the Pearl District, residents in Portland walk, bike or take the light rail through this scenic city in the Pacific Northwest.  With Mount Hood in the background, they enjoy food carts, cheer on the NBA’s Trail Blazers and visit one of the many microbreweries, while staying close to great parks and outdoor adventures.

10.Mountain View, Calif.

Located in Silicon Valley, Mountain View is home to high technology companies and the Computer History Museum.  Shoreline Park offers and escape to nature for relaxing or water sports and Castro Street is the place to see live music, sample wine and browse specialty shops.

Other notable top cities on the Social Seekers list are well-known college towns, including Boulder, Colo., Ann Arbor, Mich., Ames, Iowa, Austin, Texas,  Burlington, Vt., and Provo, Utah.

In the coming months, Coldwell Banker will release the Best Places to Live lists in the following additional categories:

Suburbanites
Trading nightlife for nights-in, this group is ready to settle down and make their house a home. A feeling of community is very important to them, and they want to be close to schools, recreational centers, parks and shopping. They love backyards, BBQs and basketball hoops, and value quality time with the ones they love.

Adventurers
Whether young in age or young at heart, adventure-seekers are always looking for the next rock to climb and trail to discover. They love new tours, exciting escapades and the great outdoors. Preferring a mecca of things to explore, they value being near international airports for trips that will take them anywhere. 

Leisure Lovers
For some people, nothing beats a little R&R. They give high marks to places and spaces requiring little or no maintenance, and love lazy-days where they can live the life of leisure. They don’t need to live in a bustling city where there are lots to see and do, rather they enjoy quiet time, relaxation and maybe a game of golf here and there.

Culture Cravers
From festivals to music venues, this group immerses themselves in culture.  They value art, museums and architecture, and look for a “melting pot” of opportunities.  They will be the first in at the coffee-shop poetry reading, and the last to leave the jazz concert downtown. They want to be educated and energized, and they live every day with passion.

In addition to this series, Coldwell Banker also offers a Lifestyle Search feature on ColdwellBanker.com, which allows people to find homes by rating the importance of lifestyle characteristics.

5 Ways to be Ready for Whatever the Economy Brings

5 Ways to be Ready for Whatever the Economy Brings

Regardless of how the economic landscape progresses in the coming months, there are certain steps consumers can take to safeguard their own financial well-being. Nonprofit firm InCharge Debt Solutions advises following these five steps:
1. Reduce your debt – Paying for debt instead of life's necessities (food, shelter, utilities) is counterproductive, particularly during a recession. Take steps to pay down your debt as much as possible before another downturn.
2. Create an emergency fund. Even if you only have a small amount of "extra" money every time you receive income, put as much as you can away.
3. Cut your expenses. It is amazing how many things you can save on when you really put your mind to it - cable, insurance, entertainment. There are always ways to cut back.
4. Be a better employee. Work harder, do more at work, become more visible and more valuable to your employer. Who knows, you may get a raise or a bonus!
5. Do a financial inventory – Have a certified professional evaluate your financial situation, budget, and spending habits, and develop a strategy to help you deal with whatever the economy throws at you.
Source: InCharge Debt Solutions

Affordable Outdoor Entertaining

Affordable Outdoor Entertaining

Summer is prime time for many people to use their outdoor spaces - deck, patio or balcony - to provide extended living spaces for their home.

Homeowners will be happy to note that a big impact can come with a small price tag. Bloggers from Sears Outdoor Style and Grilling Is Happiness provide the following tips to live it up in the great outdoors without breaking the bank:

• Bring the outdoors in: All-weather wicker is great for both outdoor and indoor entertaining. It's not only durable, but is more cost effective than indoor pieces and has the added benefit of greater functionality. Many consumers use all-weather wicker as accent pieces in bedrooms, hallways and more.
• Give a little cushion: To stretch your dollar, simply update current outdoor furniture with replacement cushions versus buying a whole new set.
• Made in the shade: Gazebos, pergolas and umbrellas not only look beautiful, but offer a great respite from the sun's rays. Think they cost a fortune? Think again. Sears sells a simple gazebo at $179 and pergolas starting at $270.
• Found beauty: Accent your areas by grouping found objects from outings. Fill multiple jars with sand and shells from beach days to create instant chic and great conversation pieces.
• Light the way: Great lighting sets the mood for any space. Inexpensive votive candles can really make an impact when grouped together. White string lights create a cafe feel and are now available as solar-powered versions in fun shapes like butterflies and ladybugs.
• Chip away at the ordinary: Get beyond chips and salsa. Popcorn is a fun, healthy snack that creates great aroma when cooked on the grill. Mixed with spicy grilled jalapeno, it gives an outdoor gathering a festive kick that is budget friendly.
• Deliver a world of flavor: Think tapas or kebabs for your next backyard bash. Tapas are small plates that focus on quality rather than quantity to offer a variety of unique dishes. Kebabs allow for a colorful mix of veggies with steak, chicken, pork or seafood served. Consider serving the kebabs with seasoned couscous for an impressive all-in-one dish.

Source: http://www.sears.com

Top Summer Safety Tips for Kids

Top Summer Safety Tips for Kids
By Barbara Pronin, RISMedia Columnist

It’s summertime, and kids will be playing longer hours outdoors. Regardless of how much adult supervision is expected, says the National Center for Missing and Exploited Children, be sure your children know their home address and phone numbers – and drill into your children these very important summer safety rules:

1. Always check first with parents or another trusted adult before you go anywhere or do anything – and check in regularly when you are away from home.
2. Take a friend with you when you go to a public restroom, a nearby park or mall, or anywhere else away from your home.
3. Be wary of people you do not know who offer you a treat or ask you to help find a pet or run an errand. Say no and go the other way.
4. Say no to a stranger who offers you a ride or to anyone who makes you feel scared, uncomfortable or confused. Trust your feelings, get away, and tell a parent or trusted adult what happened and where it was.
5. Don’t take shortcuts through areas you do not know – and stay away from pools, canals or lakes unless a parent or trusted adult is with you.
6. If you are lost, look for a uniformed officer, security guard, store salesperson, or a mother with children to help you reunite with your parents.
7. Be careful playing outdoors as it gets dark. If you have permission to stay outdoors, wear reflectors or light colored clothing to be sure people who are driving can see you.
8. If you are home alone, keep the doors locked and do not open them for anyone except trusted family relatives or friends unless you have been instructed to do so by your parents. Keep handy the number of a neighbor you can call if something happens you are not sure about.

Whats On Your Cone? American Ice Cream Facts

Whats On Your Cone? American Ice Cream Facts

Summer is in full gear and temperatures are on the rise. What better way to cool off than with ice cream? In honor of July Ice Cream Month, the California Milk Advisory Board (CMAB), representing California's more than 1600 dairy families, surveyed consumers to find out just where they find themselves enjoying some good-old fashion ice cream, frozen yogurt and gelato.

The survey showed that over two-thirds of consumers nationwide say they find themselves eating ice cream, frozen yogurt or gelato most frequently in front of the TV or on the couch (64 percent).

Women are more likely than men to eat ice cream, frozen yogurt or gelato in bed.

Young adults, ages 18-34, say they find themselves eating ice cream, frozen yogurt or gelato on the couch more frequently than others (20 percent).

Maybe it's the drip factor but parents are more likely than non-parents to eat ice cream, frozen yogurt or gelato outside (19 percent versus 11 percent, respectively).

"Consumers definitely enjoy a good scoop of ice cream on a regular basis. So much so that former California governor, President Ronald Reagan, recognized America's love for ice cream and declared July National Ice Cream Month back in 1984," says Jennifer Giambroni, director of communications for the CMAB.

Whether on the couch or outdoors, the results are conclusive that most consumers enjoy a good scoop of ice cream every now and again, so here are a few tricks and tips of the ice cream trade:
• To prevent an ice cream cone from becoming soggy while you eat, drop a mini marshmallow in the bottom of the cone before scooping.
• To soften ice cream, transfer it to the refrigerator for 10-20 minutes before serving. A faster option is to use a microwave but be careful of ice cream soup! Place the ice cream in its cardboard container into a microwave set to High: microwave one pint for 10-15 seconds; one quart for 15-25 seconds; and a half-gallon for 30-40 seconds. (Don't use microwave if ice cream is in a plastic container.)
• After serving ice cream, return carton to the freezer immediately to help prevent the formation of ice crystals that can occur when ice cream is partially thawed and then re-frozen. This will keep the texture smooth for your next bowl (if it lasts that long).

Source: RealCaliforniaMilk.com

Consumer Reports Reveals Top Gadgets of Summer

Consumer Reports Reveals Top Gadgets of Summer

Even as handheld devices have become more versatile, the average person will likely be carrying around more than one of them this summer. The August issue of Consumer Reports includes a special "tech to go" feature, which includes more than 150 CR Recommended tablets, smart phones, e-book readers, and other mobile devices, as well as a guide to keeping those gadgets from being damaged at the beach or near water.

The beach is a popular place for fun in the sun but a potentially dangerous place for unprotected electronics. To protect gadgets from sand and water, Consumer Reports recommends using zipper or slider food bags, though also available are special bags that makers claim offer maximum protection. To determine how well they worked, CR tested Hefty Slider Bags, which costs as little as a dime, against five specialty bags that ranged in cost from $16-$29. The special bags stayed dry inside when CR gave each a brief dunking in water and also kept out sand sprinkled along their seals. But so did the Hefty bags, meaning that roughly one dime is all it costs to protect gadgets from sand and water damage.

"Bagging your gear is a chore, but we recommend it for the beach or any place where handhelds might be ruined," said Paul Reynolds, Electronics Editor, Consumer Reports. "Even a special bag will probably be less expensive than say a weatherproof case, which also permanently adds weight and bulk."

The full report is available in the August 2012 issue of Consumer Reports, which goes on sale Thursday, July 5. The CR guide to beach-proofing tech gear is also available online at ConsumerReports.org and includes the following tips:

• Any zipper or slider bag will probably provide passable protection.
• Buy a few bags in different sizes to see which ones fit your devices best, and consider replacing the bags periodically, particularly if sand has scratched the surface and affected how clearly the device's screen can be seen and its controls can be used.
• Beachgoers should place gadgets in bags before they leave home, and try not to remove them until they're back home and have brushed off the sand and water.
• To take decent photos at the beach, the phone or camera will have to be unsealed and removed from the bag.

Consumer Reports notes that a smart phone is the closest thing to an all-in-one mobile device, but it still doesn't offer all the capabilities of a standalone camera for capturing images, a tablet for Web surfing and gaming, or an e-book reader for readying type, especially when outdoors. The report lists 24 models that qualify as CR Best Buys, including the Barnes & Noble Nook Simple Touch e-book reader, the Apple iPad 2 tablet, and the Nikon Coolpix S9100 digital camera.

SOURCE: Consumer Reports

Tips for a More Sustainable, Worry-free Outdoor Celebration - With Plastics

Independence day may be over, but Americans are still celebrating summer in backyards across the country, entertaining family and friends, grilling out, eating, drinking ... all of which can result in more than a bit of rubbish. But not all your waste needs to go to the trash can. To help make outdoor celebrations more sustainable—without sacrificing safety, style, or convenience—Plastics Make it Possible® offers the following tips:

• When entertaining outdoors, many people choose shatter-resistant plastic tableware to avoid the worry and the waste from breaking a fragile wine glass or ceramic plate. Today there are lots of innovative and stylish plastic plates, cups, serving dishes—even cooking tools—for outdoor entertaining.
• Since recycling programs vary across the country, determine in advance what plastics and other materials can be recycled in your community. More than 90 percent of Americans have access to plastic bottle recycling, and it's more than 40 percent for non-bottle rigid plastic containers like yogurt cups and deli takeout containers.
• Here's the key: place a clearly labeled recycling bin next to the trashcan to make recycling easy for you and your guests—you won't have to fish the recyclables out of the trash at the end of your party.
• Return plastic bags and product wraps to participating grocery and retail stores (such as Wal-Mart, Target, and Lowe's) for recycling. This includes the plastics that wrap water bottles, paper towels, diapers, etc.
• Close the recycling loop: look for tableware made with recycled plastics, which helps create new uses for this material.

Source: www.plasticsmakeitpossible.com

Power Outage Protection Tips: Care for Your Home, Family and Electronics

Power Outage Protection Tips: Care for Your Home, Family and Electronics

It doesn't matter what part of the country you call home, everyone is susceptible to power outages, particularly when it comes to severe summer weather. Being prepared is the best defense for such energy emergencies.

The experts at Kohler Generators have developed a list of important things you can do to ensure the safety and security of your family during this and every power outage.

1. Develop a Weather Emergency Plan. The plan should include a list of important phone numbers in case you need to quickly evacuate your home (i.e. doctors, family members, etc.). The plan should also include an evacuation route, as well as an established meeting place in case you lose communication with loved ones.
2. Grab a backpack or purchase a large plastic bucket with a lid from a local hardware store or home center. Stuff the backpack or bucket with three days' worth of food and water. Other items should include a flashlight, battery powered/hand-cranked radio, first aid kit, money, medications and a CD or USB drive containing important documents. Store the kit in a place that is easily accessible in an emergency situation. For more tips on how to prepare for weather-related emergencies like hurricanes, floods, earthquakes or tornadoes, visit the Federal Alliance for Safe Homes (FLASH). http://www.flash.org/
3. Turn off major appliances such as water heaters, stoves and air conditioning units. Unplug other appliances such as TVs, stereos, microwaves and computers. This will prevent damage to appliances and possible overloads to the system when power is restored.
4. Leave one light on so you will be able to see when power is restored to your home.
5. Have a battery-operated or weather radio, multiple flashlights and a battery-operated clock and fan, along with extra batteries.
6. Stay away from fallen wires, flooded areas and debris. Treat all downed wires and anything touching them as though they have electricity running through it!
7. Do not connect portable generators directly to the electrical system of your home. Electricity could flow backward into the power lines and endanger lives. Either have a qualified electrician perform the work or plug appliances directly into the portable generator.
8. If you're running a portable generator, be sure to use properly rated extension cords (electrical load and length). Also, make sure the portable generator is properly vented to avoid carbon monoxide poisoning. Do not place a portable generator in your home or an enclosed space with limited ventilation like a garage or a screened porch.
9. Familiarize yourself with your main electrical panel. You may have to turn off the main breaker or have to reset circuit breakers after an outage.
10. Inspect the area around your electricity meter. If you detect or suspect any damage, call your local utility provider.
11. Consider installing a commercial-grade, automatic generator for your home. An automatic generator (aka standby generator) is permanently installed outside the home similar to a central air conditioning unit. It runs on natural gas or propane and hooks up to existing gas lines. Standby generators turn on automatically when the power shuts off. A transfer switch constantly monitors utility power and transfers the electrical load to the generator if power is lost, protecting the home even if the home owner is away. A standby generator can power critical and sophisticated appliances and systems in your home, including lights, heating/cooling systems, refrigerators, sump pumps, home security systems and more.

To determine if a standby generator is right for you, be sure to do your homework and look for a unit that offers some of the following:
1. A commercial-grade engine that provides clean, consistent power, handles heavy loads and powers up quickly.
2. Make sure to purchase a standby generator with a minimum five-year warranty.
3. Don't forget about appearance. A standby generator sits outside your home, so look for a unit with a bold, clean look that is corrosion resistant.
4. Some units have remote monitoring/operating capabilities. This is important for those who spend time away from home.

Source: KohlerSmartPower.com.

Smart Advice for Bathroom Renovations

Smart Advice for Bathroom Renovations

Updating or remodeling your bathroom is a sure-fire way to add value to your home and enhance your everyday lifestyle.

When considering bathroom renovation, whether you choose to do an extensive remodel or a smaller project, most kitchen and bath designers agree on these tips:

Take size into account. A sleek, stylish glass shower enclosure helps your bathroom appear more spacious, and in most instances, a frameless shower enclosure will provide the cleanest, most open look. If you decide to go with a framed shower enclosure, you'll have two choices: frameless sliding doors or framed doors. For framed doors, be sure the finish of the metal framing and handles matches your bathroom fixtures.

Be innovative. Taking a creative approach to bathroom necessities can help you make the most of your space. For instance, the majority of shower enclosures are square or rectangular, but today's designers encourage you to think about other shapes. Don't be afraid to consider a circular or oval-shaped enclosure, a triangle or even a standard shape with an artfully bowed glass door, which can redefine the space and make your bathroom more versatile.

Brighten things up. Repainting your bathroom with light colors can make it feel more spacious. If your bathroom has windows or skylights, use window treatments and accents that maximize the amount of light that comes through to give the room a more airy feel.

Find the best use for your space. Move bathroom cleaning items to a hall closet if you are stretched for storage space in your bathroom, especially if you have freestanding storage units that are taking up valuable floor space. If you need more storage space, consider adding built-in compartments if possible between your wall studs to maximize useable space.

10 Foolproof Vegetables for Container Gardening

By: Danielle Beurteaux

Published: May 11, 2012

Want fresh veggies but don’t have a back 40, the time, or the know-how for a full-size vegetable plot? Container vegetable gardening is the answer.

Top reasons to grow veggies in containers

• minimal space needed

• hardly any weeds

• no back strain

• watering is easy

• growing your own food saves money

Mary Moss-Sprague, master gardener and author of Stand Up and Garden (Countryman Press, 2012), grows all her vegetables in containers after a disease ran rampant through her garden soil and decimated her tomato plants -- a non-problem with containers because they don’t share soil.

“I’m never going back to growing things in the ground,” she says.

Tips for container gardening

Containers: Any container will do, as long as it’s deep enough for the plant (check the seed packet). Just drill ½-inch drainage holes in the bottom.

Moss-Sprague suggests snagging 5-gallon food buckets from your grocery store or deli, or asking your neighborhood garden center for 5- to 7-gallon grower’s pots — both are free. Before using, wash out the container with a gallon of water mixed with a cup of chlorine bleach to kill off any lingering bacteria.

Soil: All-purpose soil is pretty goof-proof. But don’t use topsoil -- it won’t work because it doesn’t have the required nutrients.

Plants: Read instructions on the seedling or seed packet first. The same rules for sun, watering, space, and hardiness zones apply to container vegetables.

Top 10 container vegetables

1. Tomatoes: All kinds do well in pots. Try grape and cherry varieties for easy growing -- their small size makes them easy to handle. Put up a trellis because they love to climb.

• Pros: Growing them in containers makes them a snap to water because it’s easier to get under their leaves; cherry tomatoes produce quickly.

• Cons: Don’t seed directly in container -- young tomato plants need specific growing conditions to get started, which can be tricky; buy seedlings instead.

2. Peppers: Bell and chili peppers are good container contenders. Peppers can be picky when starting out, so plant seedlings instead of seeds.

• Pros: Red mini bell peppers are quick producers -- about 2 months until they’re ready to eat.

• Cons: You’ll need some patience -- regular peppers take up to 3 months to mature.

3. Lettuce: Any kind of lettuce will grow in pots. You can seed directly in the pot.

• Pros: Huge selection to choose from, and you can plant different varieties in the same container — a beautiful look.

• Cons: They need full sun — you might have to move your containers around to ensure good exposure.

4. Spinach: All different varieties really thrive in containers. Scatter the seeds and thin them out as they grow.

• Pros: You can trim off the leaves when you want them and they’ll just keep growing more.

• Cons: Good drainage is really important for spinach; it prefers sunny days and cool nights.

5. Radishes: French Breakfast, White Icicle, and Short Cherry Bell are three varieties to try. Plant 1 to 2 inches between, and thin as they grow.

• Pros: Super quick! About 25 days and they’re ready to crunch.

• Cons: They don’t like heat -- if you live in a hot zone, look for varieties that are heat-resistant, or grow in the spring and fall.

6. Green onions: Very pretty and very easy to grow.

• Pros: They don’t take much room and are easy to manage -- they like sun, but be sure to wait until the danger of frost has passed before planting.

• Cons: They take a couple of months until they’re ready.

7. Carrots: Any type of carrot will work in containers -- when they’re ready to harvest, soak the container with water first to making pulling easier.

• Pros: There are many types to choose from; “kaleidoscope” mixes come with a variety of flavors and beautiful colors.

• Cons: Some will take up to 80 days until they’re ready; if you’re an impatient gardener, look for quick-maturing types, such as Touchon and Little Finger.

8. Swiss chard: Seed directly in your container and trim leaves as needed — they’ll continue to produce. Chard is tastiest when it’s young.

• Pros: Very durable plant that tolerates warmth.

• Cons: Getting your kids to eat it (unusual flavors).

9. Cucumbers: Another good plant for impatient gardeners, cukes add crunch to summer salads and sandwiches.

• Pros: Quick to germinate and quick to grow.

• Cons: They need sturdy support posts or a trellis so the plants have somewhere to climb. Or try smaller, less-heavy bush cucumbers.

10. Green beans: So easy to grow, you can put your kids in charge.

• Pros: Quick growers and you’ll have a bumper crop if you pick regularly — they’ll just keep growing more.

• Cons: Climbing beans — called pole beans — grow 5 to 6 feet, so stick to bush beans, which hit 1-2 feet on sturdy, self-supporting stems.